One of the first questions you should ask any mover is: “Are you insured?” Many of today’s moving companies still operate without the proper coverage to protect you and your goods during the move. Accidents can happen… no matter how careful the mover is. That’s why it’s an “accident”.
Insurance Options with Ameritex Movers
There are three (3) options available to cover loss and/or damages during your move. If you wish to use Option 2, arrangements must be made at least 48 hours before the move begins.
OPTION 1: STANDARD VALUATION
All moves are automatically covered by the standard liability (valuation) for the industry, which is $0.60 per pound per article. This amount will typically cover the costs required to repair damaged items, but not replace them. Certain items you have may not be adequately covered under this option. Ameritex Movers has less than a 1% damage claim rate but it is recommended that insurance be purchased to cover very valuable or delicate items. Another alternative is (if easily movable) to move the valuable or delicate items yourself instead of buying insurance to protect those few items.
OPTION 2: FULL COVERAGE
If you would like full replacement coverage for your items, we recommend the following companies:
Toll Free – (800) 356-0093
Both insurance companies will offer you a quote for 100% replacement cost coverage. Please contact either company directly for additional information or to get a quote. These are independent agencies not associated with Ameritex Movers, Inc. You’ll need to call 48 hours before your move date to obtain and bind coverage.
OPTION 3: CHECK WITH YOUR HOME OWNER’S INSURANCE
Your current homeowners insurance may already provide coverage for your move and your furniture if it is in storage. It never hurts to check with your policy to see if this coverage is provided to you. It is a great way to reduce an added expense that you’ve paid for through your premiums.