One of the first questions you should ask any moving company you consider is: “Are you insured?” Many of today’s moving companies still operate without the proper coverage to protect you and your goods during the move. Accidents can happen… no matter how careful the mover is. That’s why it’s an “accident”.
Check out the infographic below for an overview of your insurance options.
Insurance Options with Ameritex Movers
There are three options available to cover loss and/or damages during your move. This is what you should know about each of them.
OPTION 1: STANDARD VALUATION
Every move comes with standard liability, which is ubiquitous throughout the Texas moving industry. This value is $0.60 per pound per article, which will typically cover the costs required to repair damaged items, but not replace them. It should be noted that some of your items may not be completely covered under this option. However, Ameritex Movers has less than a 1% damage claim rate, but we recommend you purchase additional insurance to cover very valuable or delicate items. Another alternative is (if easily movable) to move the valuable or delicate items yourself instead of buying insurance to protect those few items.
OPTION 2: FULL COVERAGE
If you would like full replacement coverage for your items, we recommend the following companies:
Toll Free – (800) 356-0093
Both insurance companies will offer you a quote for 100% replacement cost coverage. Please contact either company directly for additional information or to get a quote. These are independent agencies not associated with Ameritex Movers, Inc. You’ll need to call 48 hours before your move date to obtain and bind coverage.
OPTION 3: CHECK WITH YOUR HOME OWNER’S INSURANCE
Your current homeowners insurance may already cover your move and your furniture if it is in storage. It never hurts to check with your policy to see if you already have this coverage. It is a great way to reduce an added expense that you’ve paid for through your premiums.